Happy couple smiling after selling their structured settlement payments

Get Cash Now For Your Structured Settlement Payments

Contact one of our representatives today to find out more about the cash in your structured settlement that you may not have realized is available, but which you may need to meet your financial goals.

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Structured Settlement Payment Sale Glossary

Court Order
A legally binding ruling issued by a judge or properly empowered administrative officer.

Future Value of a Structured Settlement Payment Stream
A value that measures the future "worth" of a settlement at a specific time in the future, assuming a certain interest rate or rate of return.

Lump Sum Payment
A sum of money paid in a single installment.

Partial Purchase
When a customer sells only a portion of their structured settlement payments or annuity.

Payee
The party to whom money is paid. Usually the payee is the person to whom the annuity issuer makes the annuity payments.

Payment Stream
Payments received periodically from a structured settlement or annuity.

Periodic Payments
Payments that are paid or received regularly; these are typically on a monthly or quarterly basis.

Purchase Price
The amount that the purchaser is offering to pay for the periodic payments.

Settlement Agreement
The arrangement made between an insurer and a policy owner (or beneficiary) concerning the manner in which the insurer will pay the settlement proceeds to the beneficiary.

Stream of Payments
Payments received periodically from a structured settlement or annuity plan.

Structured Settlement
Settlement of claims or lawsuits by means of periodic payments.

Structured Settlement Agreement
The agreement, judgment, stipulation or release embodying the terms of a structured settlement, including the right of the payee to receive periodic payments.

Structured Settlement Sale or Transfer
An arrangement where the recipient of a structured settlement sells their future stream of payments in exchange for a lump sum of cash.

Structured Settlement Factoring Companies
Companies that specialize in buying future structured settlement payments from the recipients of these payments in exchange for a lump sum of cash.

Structured Settlement Loan
An arrangement in which the recipient of a structured settlement chooses to receive a loan by utilizing their structured settlement payments as collateral. (J.G. Wentworth does not provide structured settlement loans).

Term of Policy
The period for which the policy runs.